Advance Loan Management System with Savings System and SMS Notification

LMS – Make your Bank Loan Management easy LMS is a Modern and Responsive Loan management system. It is developed by PHP and HTML 5. It is design and develop for companies, bank etc that require streamlined loan control, savings account and SMS notification system.

Advance Loan Management System with Savings System and SMS Notification
Savings System and SMS Notification

We started with the ambition to bring banking and financial services technology into the digital-first world and to make it accessible for all. Dreaming big but wisely, Our Software began with servicing microfinance institutions and fintech startups. Within two years our engine was adopted by 100+ microfinance organisations, in 26 countries worldwide.

Our Software exists to empower our customers to deliver great modern financial experiences easily to everyone around the world. Who are these people that we want to empower? They are the developers, the architects, the business analysts, the innovators of our customers. They work with our platform, our teams, and our services to create great outcomes for their millions of customers - be they entrepreneurs in NYC, farmers in Kenya or SMEs in Brazil. Today our customer list includes fintech start-ups, telcos and top tier banks. We operate on six continents and help customers constantly change the way financial institutions operate and innovate. As the industry leader in banking and fintech software, we are taking on the $250B market of banking technology worldwide, and service more than 200 customers with over 65M end users.

Want to start a digital lending business? Offer a new loan product, or transition your legacy loan management to digital-first?

Want to build a bank from scratch? Move an existing deposits offering to digital-first? Replace your old core banking system entirely?

Say hello to Our #1 Best banking platform powering loans for hundreds of financial providers worldwide.

Our Software gives you a native lending engine, comprehensive toolkit and connected ecosystem that enables banks, fintechs, retailers, corporates and others to build a variety of loan offerings tailored to your customer’s needs. From embedded finance and mortgages to SME lending and purchase financing. Whatever your lending goal, Our Software gets you there faster, at less effort and cost.

Our Software is a native, API-driven banking and financial services platform. It is designed to power financial innovation, to bring solutions to market faster, drive down cost barriers and allow ecosystems to expand. Everything that we need is available, all APIs are already there and it is easy to do integrations

Our vision

Most people would agree that financial services are sometimes frustrating. Cumbersome, often manual, difficult to understand and not tailored to individual needs. Technology has a big role to play in improving that experience. With Our Software, we aim to provide a platform for anyone who wants to create better financial experiences. We work across a range of domains from personal lending, business lending, mortgages, trade finance, digital wallets, currents accounts and many more - and will continue to expand to be able to service any financial service that can or will be built anywhere in the world.

Sakoly is an extended platform for delivering the complete range of financial services needed for an effective financial inclusion solution. It contains the web platform, and mobile apps(Android & iOS). It can be deployed in any environment: cloud or on-premise, mobile; it’s extensible enough to support any organizational type or delivery channel and flexible enough to support any product, service or methodology. For any organization, big or small, it will provide the Branches Management, User/Staff Management, Client/Customer Data, Loan,Fixed Deposit & Savings Portfolio, Shares/Investment, Assets, HRM Management, Tickets & Support, Tellering, Wallets, Income & Expense, Project Management, Spreadsheet(Excel) Management, Client/Customer Portal, SMS & Email Notifications, Accounting & Journals With 100+ Reports, Payment Gateways Intergrated (M-pesa, Airtel Money, Equity/Equitel, Pesapal, Flutterwave, Paystack, Paypal, Stripe,), REST API's, And More Ready Features.



Admin Url:

Admin Credentials



Client Credentials




Admin Url:

Admin Credentials


Client Credentials



How to Run

  1. Download the source code and extract the zip file.
  2. Download or set up any local web server that runs PHP script.
  3. Open the web-server database and create a new database name if "medic".
  4. Import the SQL file located in the database folder of the source code.
  5. Copy and paste the source code to the location where your local web server accessing your local projects. Example for XAMPP('C:\xampp\htdocs')
  6. Open a web browser and browse the project. E.g [http://localhost/medic]
  7. Open the "" file with any text editor for the sample users' credential.

Explore more on this website for more source codes and tutorials.




Click animation gif button download click hand

For more information about the system. You can contact me @

Email –
Mobile No. – +254714643906
Or feel free to comment below.



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